Online Payments · Gateway
NMI is a flexible, widely-integrated gateway that lets you turn on only the pieces you need — online checkout, in-store, mobile and self-service — with tokenization, recurring billing, fraud tools and 200+ processor connections. Operating since 2001 and certified across the US, UK and EU.
NMI is built as building blocks. Start with the gateway and add modules as you grow — no rip-and-replace, no paying for features you don't use.
Plug into 200+ processors and 125+ shopping carts, or migrate from another gateway with the drop-in Gateway Emulator — no software rewrite.
Add the modules that fit: Customer Vault, recurring billing, invoicing, fraud screening, Level III data, and reporting — à la carte.
Manage multiple MIDs on one account, route transactions intelligently, and sell online, in-store, mobile and self-service from a single gateway.
Online, in-store, mobile and self-service — EMV and contactless from a single gateway.
Tokenizes cardholder data so you can repeat transactions without ever storing card numbers.
Subscriptions and scheduled payments with the Automatic Card Updater to cut declines.
Send an invoice in minutes and collect payment in one click, with reminders and tracking.
Auto-qualifies B2B and B2G transactions for lower Level II/III interchange rates.
AI-driven, real-time risk screening with customizable rules and Payer Authentication.
Migrate from another gateway without reworking software — drop-in API compatibility.
Manage multiple MIDs on one account with consolidated reporting and smart transaction routing.
Run NMI on your NextPay merchant account — one bill, one support line. We'll review your statement and match or beat your effective processing rate.
Modules like Customer Vault, recurring billing and fraud may carry add-on fees — ask us for a tailored quote.
We'll set up NMI with the right modules and transparent processing — match or beat your current rate, and a real person helps you launch.